AMENDED NOTICE OF FORECLOSURE SALE Pursuant to Plaintiff’s FINDINGS OF FACT, CONCLUSIONS OF LAW; ORDER GRANTING PLAINTIFF’S MOTION FOR SUMMARY JUDGMENT filed on April 7, 2025, in the case entitled DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-HE5, MORTAGE PAS-THROUGH CERTIFICATES, SERIES 2006 HE5 v. JEFFREY G. LUDWIG; AJX MORTGAGE TRUST I, A DELAWARE TRUST, WILMINGTON SAVINGS FUND SOCIETY, FSB, TRUSTEE; BRENDA DELUZ-CAMPBELL, PERSONAL REPRESENTATIVE OF THE ESTATE OF FRANK DELUZ, III, DECEASED et. al., Civil No. 3CC181000036, in the Circuit Court of the Third Circuit, State of Hawaii, the Court-appointed Commissioner will sell the following described property at public foreclosure sale at the date and time set forth below: Property Descriptions: This foreclosure involves two adjacent properties. Property one is located at 600 Ainalako Road, Hilo, Hawaii, 96720 (TMK (3) 2-4-078-035) being Lot 5-B-1 and consists of 1.0 acre with a home built in 2005 with 3 bedrooms and 2 baths. The home is 1,336 Square feet. Property two is located at 598 AINALAKO Road, Hilo, Hawaii, 96720. (TMK No. (3)-2-4-078-036-0000), Lot 5-B-2. Property two consists of 4.37 acres with a house built in 2007 with 3 bedrooms and 2 bathrooms. This house is 1,462 sq. ft. This is a brief summary of facts collected by the Commissioner from various sources. Any buyer is solely responsible for verifying all information through their own sources prior to bidding. Open Houses: Saturday, January 31, 2026 10:00 a.m. to 1:00 p.m. Sunday, February 8, 2026 10:00 a.m. to 1:00 p.m. DATE AND LOCATION OF SALE: The property (house and lot) shall be sold on Wednesday, February 11, 2026 at 12:00 noon at or near the flagpole and front entrance to the Hale Kaulike (new State Court Building), 777 Kilauea Avenue, Hilo, Hawaii. (this notice is amended from a prior advertisement which listed the auction as being on January 14, 2026). TERMS OF SALE: There shall be no upset price. The property shall be sold “as is”, “where is” condition without warranties of any nature, express or implied, to the highest bidder. Plaintiff, and all parties are authorized to purchase the property at the foreclosure sale. The successful bidder at the sale shall make a down payment to the Commissioner in an amount not less than ten percent (10%) of the highest successful bid price at the fall of the hammer in cash or certified cashier’s check, the balance of the purchase price to be paid concurrently with the conveyance of the Property to the purchaser. Plaintiffs are authorized to be a purchaser at said sale and the amount determined by this Court to be due and owing to Plaintiffs under the mortgage note at issue may be credited against the total bid price which Plaintiffs shall make at said sale. If Plaintiffs are the successful bidder at said sale, the ten percent (10%) down payment will not be required of Plaintiffs up to the amount of its secured indebtedness. Prior to bidding, any person not hereby authorized to credit bid must show the Commissioner such person’s present ability to make the required down payment in such form as the commissioner may determine. At the Court’s discretion, the 10% down payment may be forfeited in full or in part if the purchaser shall fail to pay the balance of the purchase price as hereinafter set forth. The balance of the purchase price shall be paid to the Commissioner upon approval and confirmation of the sale. All costs and expenses of closing, including without limitation, the costs of conveyance, preparation of the conveyance document, conveyance tax, escrow and recording fees, any proof of title or title insurance, and notary fees, as well as the costs of securing possession of the Property, shall be the responsibility of and paid by the purchaser. Neither the availability of title insurance nor securing possession of the Property shall be a condition of closing. The sale shall not be final until approved and confirmed by the Court. COMMISSIONER: For fact sheet or other information, contact: PHILLIP L. CAREY, 688 Kinoole Street, Suite 105, Hilo, HI 96720. Tel # (808) 934-9711. careylaw@hawaii.rr.com. (HTH1515317 1/05, 1/12, 1/19/26)
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Kyra Bronson R(B) 23930
LUVA Real Estate
